What to Do When the Insurance Company Denies Your Roofing Claim

46%

Increase in Catastrophic Claims

In 2023, catastrophe claims represented 46% of all homeowners insurance claims, marking the highest proportion in seven years.

16%

Claim Denial Rates

Approximately 16% of homeowners who file insurance claims experience outright denials.

$140B

Increase in Catastrophic Claims

In 2024, natural disasters accounted for 97% of insured losses, costing the U.S. approximately $140 billion, a significant increase from the inflation-adjusted 30-year average of $61 billion.

Denied Roofing Claim? Here’s What to Do Next:

Getting your roof insurance claim denied is more than frustrating—it can feel like you’re out of options. But just because your insurance company says “no” doesn’t mean the conversation is over. At Aboveboard Roofing Co., we help homeowners fight denied roofing claims and make sure your roof is restored fairly and completely.

Why Roofing Claims Get Denied

Insurance adjusters are generalists—they handle everything from auto collisions to house fires. They may not be specialists in roofing systems, local building codes, or storm damage. That’s where we come in.

Our team of roofing experts and insurance claim specialists knows what to look for and how to present the evidence your insurance provider may have missed or misunderstood.

The Power of a Second Opinion

Getting a second opinion from a licensed roofing professional can be the difference between a partial claim and a full roof replacement. We often identify damage, code violations, or storm-related issues that adjusters overlook.

At Aboveboard Roofing Co., we advocate for you with aboveboard transparency—and we’ve even helped business owners access grants and additional funding when insurance wasn’t enough.

The Power of a Second Opinion

  • Don’t give up.
  • Call a roofing company that specializes in denied insurance claims.
  • Document everything—photos, dates, and correspondence.
  • Request a re-inspection with your roofer present.

You Deserve a Fair Settlement

Aboveboard Roofing Co. has built a reputation as Kentucky’s trusted advocate for homeowners and business owners navigating complex insurance claims.

Denied your roofing claim? Let us review it, free of charge.

Contact us today to schedule your insurance claim re-evaluation with a team who fights for what’s fair.